The Milton Banking Company offers all types of consumer and commercial loans, with on-site approval and quick turnaround times. Contact our Lending Department at (740) 384 2116 for current rates and more information.

The Milton Banking Company has loan officers in each of its offices in Wellston, Jackson, New Holland, Mt. Sterling and Oak Hill. Call or visit our loan officers to discuss your lending needs.

Residential Mortgages
We offer a variety of mortgage loans. Rates are competitive and all paperwork is processed through our bank. You work directly with us; which means we can offer fast loan decisions and quick turnaround on closings. In addition, we service all our own loans.

Commercial Loans
We offer low competitive rates for all commercial and investment properties. We can offer low closing costs and fast turnaround so that you can get your new business up and running or so that there is no interruption to your existing business. All loans are serviced by us.

Construction Loans
Interim construction loans are available. Terms match the expected construction period and rates are determined by credit score for residential and/or financial statements for commercial properties. Fees for loan costs and out of pocket costs apply.

Vehicle Loans
Vehicle loan products include new and used autos, trucks, motorcycles and boats. Vehicle loans are offered at competitive rates with terms up to six years (72 Months), depending on the age of the vehicle. If you have a Milton Bank checking or savings account you can receive one half percent (0.50%) rate discount with an automatic payment from your Milton Bank account per month. Click here to view current rates. Click here to view the value of a used vehicle.

Other Loans
We offer a variety of loans for, but not limited to, home improvements, mobile homes, and personal note loans. Contact a loan officer at any convenient location for more information.