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P.O. Box 268 Wellston, OH 45692-0268
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The Milton Banking Company and each of the bank's loan officers are registered with the National Mortgage Licensing System (NMLS). MBC (NMLS# 412664) offers all types of consumer and commercial loans, with on-site approval and quick turnaround times. Download our credit application here.

Contact our lending department at (740) 384-2116 for current rates and more information or visit a loan officer to discuss your individual lending needs. In Wellston - Becky Hughes (NMLS #648691), Adam Massie (NMLS #431209), or Ryan Jones (NMLS #431214); in Jackson - Gary Crabtree (NMLS #431210); in New Holland - Ruth Murphy (NMLS #431212); in Mt. Sterling - Lonnie Hunt (NMLS #787090); and in Oak Hill - Dale Massie (NMLS #431211).

Residential Mortgages
We offer a variety of mortgage loans. Rates are competitive and all paperwork is processed through our bank. You work directly with us; which means we can offer fast loan decisions and quick turnaround on closings. In addition, we service all our own loans.

Commercial Loans
We offer low competitive rates for all commercial and investment properties. We can offer low closing costs and fast turnaround so that you can get your new business up and running or so that there is no interruption to your existing business. All loans are serviced by us.

Construction Loans
Interim construction loans are available. Terms match the expected construction period and rates are determined by credit score for residential and/or financial statements for commercial properties. Fees for loan costs and out of pocket costs apply.

Vehicle Loans
Vehicle loan products include new and used autos, trucks, motorcycles and boats. Vehicle loans are offered at competitive rates with terms up to six years (72 Months), depending on the age of the vehicle. You can receive one quarter percent (0.25%) rate discount with an automatic payment from any deposit account. Click here to view current rates. Click here to view the value of a used vehicle.

Other Loans
We offer a variety of loans for, but not limited to, home improvements, mobile homes, and personal note loans. Contact a loan officer at any convenient location for more information.

LOAN RATES EFFECTIVE 03-05-2008

The Milton Banking Company

LOAN RATES

Effective March 12, 2014

 

(Installments, Notes, Other)

 

 

AUTOS  

A

B

C

D

 

 

690+

689 – 640

639 – 600

599 & Below

Terms

 

2011 and Newer

2.99%

4.49%

6.49%

9.49%

60 Months

 

3.49%

4.99%

6.99%

9.99%

66 Months

 

3.99%

5.49%

7.49%

10.49%

72 Months

 

USED 2010 - 2009

3.99%

5.49%

7.49%

10.49%

54 Months

 

4.49%

5.99%

7.99%

10.99%

60 Months

 

4.99%

6.49%

8.49%

11.49%

66 Months

 

USED 2008 - 2005

4.99%

6.49%

8.49%

11.49%

48 Months

 

 

5.49%

6.99%

8.99%

11.99%

54 Months

 

 

5.99%

7.49%

9.49%

12.49%

60 Months

 

Older

7.24%

9.24%

14.75%

14.75%

42 Months

STREET BIKES

A+

A

B

C

D

 

 

720 & Above

690 – 719

689 – 640

639 – 600

599 & Below

Terms

NEW 2014 - 2011

4.99%

5.74%

6.74%

8.74%

10.74%

Up to 72 Months

USED 2014 – 2011

4.99%

5.74%

6.74%

8.74%

10.74%

Up to 72 Months

USED 2000 and older

9.99%

10.99%

11.99%

13.99%

14.75%

Up to 48 Months

DIRT BIKES, ATV, etc.

720 & Above

690 – 719

689 – 640

639 – 600

599 & Below

Terms

NEW 2014 – 2011

5.99%

n/a

n/a

n/a

n/a

Up to 60 Months

New & Used 2014-2011

6.99%

6.99%

7.99%

8.99%

9.99%

Up to 48 Months

Used 2010 – 2007

8.99%

8.99%

9.99%

11.99%

14.75%

Up to 36 Months

0.25% rate reduction with an Automatic Funds Transfer from any checking account.

1% rate increase on autos with >100K miles. Add .50% for LTV over 110% NADA.

 

 

Kelley Blue Book

NADA

EDMUNDS

Cartalk

CarFax

These links are provided without guarantee of suitability or accuracy. The bank does not warrant the validity or accuracy of these sites.

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