|
Online Banking Security Policy
The Milton Banking Company will never ask you for sensitive
information such as bank account number, social security number, or
password in an email or pop-up window.
Always monitor your online banking account for any suspicious
activity.
In order to mitigate the harmful effects of identity theft, we
ask that you change your password regularly.
Email us or phone us at 740-384-2116 if you come across any
email or website asking for sensitive information from Milton Bank
customers.
E-Mail Policy
Milton Banking Company will never request confidential information through
e-mail. Please report any such requests to the bank.
Protect Yourself from Online Scams
When you hear the term phishing your first thought might be "fishing" a relaxing
sport many enjoy today. Unfortunately this type of "phishing" is not a relaxing
sport for anyone.
Webopedia defines "phishing" as the act of sending an e-mail to a user falsely
claiming to be an established legitimate enterprise in an attempt to scam the user
into surrendering private information that will be used for identity theft.
The email directs the user to visit a Web site where they are asked to update
personal information, such as passwords, credit card numbers, social security
numbers, and bank account numbers, that the legitimate organization already has.
The Web site however, is bogus and set up only to steal the user’s information.
Because it is relatively simple to make a Web site look like a legitimate
organizations site by mimicking the HTML code, the scam counts on people being
tricked into thinking they were actually being contacted by a legitimate company,
but are subsequently going to a bogus site to update their account information.
By spamming large groups of people, the "phisher" counts on the e-mail being read
by a percentage of people who actually have listed credit card numbers with the
company they are portraying.
The best way to protect yourself from this type of scam is to never give out
personal information by email or phone if you have not initiated the request.
It is unfortunate that we have to be concerned with issues such as these but your
best defense is that of knowledge. Listed below are some additional Web sites you
can visit for more information on "phishing" and who to contact for reporting
suspected phishers.
Home of the Anti-Phishing Working Group: Click Here
How Not To Get Hooked By A Phishing Scam:
Click Here
Better Business Bureau Phishing Phacts: Click Here
Department of Justice’s Web Resources On Identity Theft and Identity Fraud:
Click Here
Where Do Customers Go For HELP?
If a customer suspects they have given information to a phisher, it is important
for them to act immediately. For information on how a to put a "fraud
alert" on their files at the credit reporting bureaus, and for other advice,
contact the Federal Trade Commission’s
ID Theft Clearinghouse at: Click Here or Call 1-877-438-4338.
Financial Fraud Information from the American Bankers Association:
Financial Fraud
Report any phishing ATTEMPTS by contacting the National Fraud Information Center/Internet Fraud Watch.
Alert the company the phisher was impersonating, and their local law enforcement agency.
fraud.org or call 1-800-876-7060
|
